This is the book that tells you the long-term truths about investing, based on hard evidence - evidence that applies wherever you live in the world. If you are in the UK, you will further benefit from its detailed explanations of local pension, tax and investment rules.

When it comes to investing, there is a dizzying number of complex options available. But this book is designed to provide clear, objective guidance that cuts through the jargon, giving you control over your financial future. The authors strip away the marketing-speak, and through simple graphs, charts and diagrams, provide investment evidence that you can use again and again. They also alert you to myths and get-rich-quick schemes everyone should avoid.

It's a highly practical and refreshingly honest book, written by two independent experts who have seen how the UK investment industry works from the inside, and how it profits from complexity, ignorance and fear. They show, in practical language, how savers and investors can see through the sales patter and, crucially, make more money for themselves than they do for financial services firms.